Digital Finance

Catalog of Institut Mines-Télécom Business School courses

Code

MGSE FIN 4804

Level

M1

Field

Finance

Language

Anglais/English

ECTS Credits

2

Class hours

18

Program Manager(s)

Department

  • Data analytics, Économie et Finances

Educational team

Introduction to the module

This course provides students with an in-depth overview of digital finance and examine the implications of digital finance from multiple perspectives, including investors, corporations, and consumers, as well as a look at the regulations that govern it. Students will explore major areas in digital finance, such as cryptocurrencies, FinTech, RegTech, and other topics through a series of video lectures, case studies, and assessments. This course also brings together sustainable finance and digital finance with theory and practice. The aim is to help students have a brief understanding of the crossroads of two young disciplines and their synergetic contributions to sustainable development. Additionally, this course will provide students with opportunities to learn through practical case studies included in each module, allowing them to better understand digital finance through real-world examples that can be applied in their professional environments.

Learning goals/Programme objectives

  • LG1 Being able to extend digital intelligence through its different dimensions
  • LG2 Having the ability to manage uncertainty and complexity with accuracy and rigor
  • LG3 Having the foundations of responsible and sustainable management
  • LG4 Having access to different cross disciplinary management approaches and tools
  • LG5 Being open (minded) to others and to the world and looking for positive societal impact

Learning objectives/Intended learning outcomes

  • 1.1 - Develop digital citizenship and prosperity
  • 1.2 - Develop digital creativity for the individual and the organizational
  • 1.3 - Develop competitiveness in business, and digital sovereignty
  • 2.1 - Identify and analyze in depth problems, causes and impacts
  • 2.2 - Explore solutions, decisions, and their relative and absolute impacts
  • 2.3 - Identify optimal solution(s) and priorities toward implementation
  • 2.4 - Implement a plan, prepare for changes, and measure the success of actions with regard to strategy and stakeholder
  • 3.1 - Understand and employ basic concepts, knowledge and theories related to the discipline
  • 3.3 - Identify the boudaries of the discipline and possible cross-disciplinary connections
  • 4.2 - Understand and employ cross-disciplinary concepts, knowledge, theories
  • 5.2 - Understand and analyze situations from alternate perspectives with relevance and rigor
  • 5.3 - Communicate and collaborate in different contexts
  • 5.4 - Continually leverage skills and knowledge across borders and cultures

Content : structure and schedule

6 module, each module consists of a 3 hours session

Sustainable Development Goals

Gain a comprehensive understanding of sustainable digital finance theories and concepts.
Learn about sustainability and digital transformation from an organization-wide, sector-wide, country-wide, and international perspective.

Evaluation and grading system and catch up exams

• Class Participation 30%
• Assignment 40%
• Final Presentation 30%
- Resit exam (2h) in case of failing.

Module Policies

Professor-Student Communication
● The professor will contact the students through their school email address (IMT-BS/TSP) and the Moodle portal. No communication via personal email addresses will take place. It is the student responsibility to regularly check their IMT-BS/TSP mailbox.
● Students can communicate with the professor by emailing him/her to his institutional address. If necessary, it is possible to meet the professor in his office during office-hours or by appointment.

Students with accommodation needs
If a student has a disability that will prevent from completing the described work or require any kind of accommodation, he may inform the program director (with supporting documents) as soon as possible. Also, students are encouraged to discuss it with the professor.

Class behavior
● Out of courtesy for the professor and classmates, all mobile phones, electronic games or other devices that generate sound should be turned off during class.
● Students should avoid disruptive and disrespectful behavior such as: arriving late, leaving early, careless behavior (e.g. sleeping, reading a non-course material, using vulgar language, over-speaking, eating, drinking, etc.). A warning may be given on the first infraction of these rules. Repeated violators will be penalized and may face expulsion from the class and/or other disciplinary proceedings.
● The tolerated delay is 5 minutes. Attendance will be declared on Moodle during these 5 minutes via a QR code provided by the teacher at each course start.
● Student should arrive on time for exams and other assessments. No one will be allowed to enter the classroom once the first person has finished the exam and left the room. There is absolutely no exception to this rule. No student can continue to take an exam once the time is up. No student may leave the room during an examination unless he / she has finished and handed over all the documents.
● In the case of remote learning, the student must keep his camera on unless instructed otherwise by the professor.

Honor code
IMT-BS is committed to a policy of honesty in the academic community. Conduct that compromises this policy may result in academic and / or disciplinary sanctions. Students must refrain from cheating, lying, plagiarizing and stealing. This includes completing your own original work and giving credit to any other person whose ideas and printed materials (including those from the Internet) are paraphrased or quoted directly. Any student who violates or helps another student violate academic behavior standards will be penalized according to IMT-BS rules.

Textbook Required and Suggested Readings

To gain a comprehensive understanding of the course, students are advised to consult the materials specified for each lecture. While there isn't a designated textbook for this course, the following references can be instrumental in supplementing students' knowledge:
Chuen, D. L. K., & Deng, R. H. (2017). Handbook of Blockchain, Digital Finance, and Inclusion: Cryptocurrency, FinTech, InsurTech, Regulation, ChinaTech, Mobile Security, and Distributed Ledger. Academic Press.
Schoenmaker, D., & Schramade, W. (2018). Principles of Sustainable Finance. Oxford University Press.
Liermann, V., & Stegmann, C. (Eds.). (2019). The Impact of Digital Transformation and Fintech on the Finance Professional. Springer International Publishing.
Pedersen, N. (2020). Financial Technology: Case Studies in FinTech Innovation. Kogan Page Publishers.
Avgouleas, E., & Marjosola, H. (2021). Digital Finance in Europe: Law, Regulation, and Governance. de Gruyter.
Frame, W. S., & White, L. J. (2014). Technological Change, Financial Innovation, and Diffusion in Banking. Atlanta, GA, USA: Leonard N. Stern School of Business, Department of Economics.
These resources can enhance students' understanding of the subject matter and contribute to a more enriching learning experience.

Keywords

Fintech, Digital Finance, Sustainable Digital Finance, RegTech, Data