DSF: Digital Finance

Catalogue des cours de Institut Mines-Télécom Business School

Code

MGFE FIN 6210

Niveau

M2

Discipline

Finance

Langue

Anglais/English

Crédits ECTS

2

Heures programmées

12

Charge totale étudiant

40

Coordonnateur(s)

Département

  • Data analytics, Économie et Finances

Equipe pédagogique

Introduction au module

Students will further explore key issues related to data and sustainable digital finance. Under Module 1: Data & TechFin, the course covers the history of data regulation, major European regulatory frameworks, data protection, digital identity, AI and governance, emerging challenges related to artificial intelligence and machine learning, and the risks associated with data breaches. The module concludes with a case study focused on data protection. Module 2: Sustainable Digital Finance introduces sustainable digital finance concepts, sustainable financial products, services, and markets, and examines how digital technologies support ESG transformation. It further analyzes sustainability and digital transformation of financial institutions, sectors, and economies, with empirical cases from the European Union and Germany.

Bloc de compétences

  • 7. Inscrire l’excellence opérationnelle de l’organisation dans une démarche qualité d’amélioration continue

Objectifs d'apprentissage du cours

At the end of this course, each student will be able to : Explain how data has become a strategic asset in digital financial services ; Assess the main regulatory and ethical issues related to data protection, privacy, and data sharing ;Identify the key risks of digitization in finance, including cybersecurity, operational disruption, and third-party technology dependence; Evaluate how AI and TechFin firms are reshaping financial services, competition, and governance;Understand overarching theories and concepts regarding sustainable digital finance ;Understand bridges and gaps between two disciplines ;Gain firm-wide, sector-wide, country-wide, and worldwide insights in sustainability and digital transformations ;Understand interactions of two megatrends: sustainability and digital transformations

Contenu : structure du module et agenda

Modul 1: Data & Techfin
Modul 2: Sustainable Digital Finance
Modul 3: Cefi &Defi

Contribution à l'atteinte des ODD (Objets du Développement Durable)

By examining how digital technologies support financial inclusion, market transparency, and the financing of the green transition, as well as how regulatory frameworks ensure financial stability, investor protection, and responsible innovation, the course develops students’ understanding of the societal implications of digital finance.
The course contributes in particular to SDG 8 (Decent Work and Economic Growth), SDG 9 (Industry, Innovation and Infrastructure)

Méthode pédagogique

The course is delivered in a face-to-face format and adopts a blended teaching approach. It combines traditional lectures with multimedia materials, interactive classroom activities (such as discussions and debates), video-based learning, and the analysis of real-world cases. This integrated methodology is designed to enhance students’ understanding of the digital finance ecosystem by linking theoretical concepts with practical applications.

Système de notation et modalités de rattrapage

Course assessment consists of attendance, in-class participation, and a final presentation. Attendance and in-class participation are individually evaluated (40%), reflecting each student’s personal engagement in quizzes, discussions, and classroom activities. The final presentation is completed and graded individually based on each student’s performance(60%). A make-up assessment, if applicable, will be conducted remotely and will require students to complete an individual digital finance case analysis.

Règlement du module

Each absence will deduct 1 pt. In case of absence due to illness or any other valid reasons, please submit a doctor’s certificate prior to the absence or within two days after the end of the class.
Otherwise, the certificate will not be accepted.

Références obligatoires et lectures suggérées

Relevant reading materials will be updated on Moodle.

Mots-clés

digital finance;fintech ;sustainable fiinance

Prérequis

The Digital Finance course at the M1 level.